It takes bold thinking to transform the retirement industry — our innovative technology is leading the way
Best-in class awards1
- - Participant website functionality
- - Online tools and services
- - Plan sponsor website and tools
Plan Service Center
The Plan Service Center (PSC) gives you an intuitive view into all the vital elements of your plan and allows you to quickly and easily manage your plan with single-click access.
- Easy access to retirement and healthcare savings balances, asset allocations and plan activity
- State-of-the-art user interface
- Quarterly site updates and enhancements
The PSC simplifies plan management and maintenance. By putting the information right at your fingertips, you can see how specific segments of your plan are tracking toward an established goal.
Participants receive a personalized view of their projected monthly retirement income. They can quickly and easily see where they stand, how far they need to go and what steps they can take next.
- Translates savings into estimated monthly income
- Displays healthcare savings balances
- Lets participants request changes immediately to their portfolio
- Allows account access anytime via any device
Participants also have access to resources that encourage them to save more. As part of the Empower experience, participants can view their estimated healthcare costs and, if they enroll in the Empower HSA, review their healthcare savings balance. Plus, participants can see how they compare with top savers and easily take action.See more about our participant offerings
Proprietary recordkeeping platform
By owning and developing our recordkeeping system, we can ensure that you receive state-of-the-art services. The flexible server-based architecture enables real-time services and full integration of trust and recordkeeping services.
Choose to combine our proprietary recordkeeping expertise with any number of other services to best suit your needs
Our flexible, scalable platform grows as your plan grows. Plus, our integrated system delivers real-time reporting with greater accuracy and efficiency.
1 PLANSPONSOR Defined Contribution Survey — best-in-class awards, November 2016
2 Based on participant website usage data for the period January 1, 2013, through May 30, 2015. Users are defined as participants who logged on to the website and moved the deferral rate slider at least once.
Not all product offerings and services are available in all states or to all plan sizes and types. Please contact your Empower Retirement representative to determine what is available for your situation.
By electing Empower HSA, plan participants are contracting directly with Optum and its affiliates OptumHealth Financial Services, Inc., for this service. Great West Life & Annuity Insurance Company (GWL&A), or its subsidiaries or affiliates, is not responsible for the services offered by Optum. GWL&A, including its broker dealer subsidiary GWFS Equities, Inc. is not affiliated with Optum.
Not all features are currently available. Some features are under consideration and/or in development. Presented for discussion purposes; non-binding and subject to change without notice.
Health savings accounts (HSAs) are individual accounts offered or administered by Optum Bank®, Member FDIC, and are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account.
Investments are not FDIC insured, are not guaranteed by Optum Bank®, and may lose value.
The content of this communication is not intended as legal, investment or tax advice. Optum Bank is not a broker-dealer or registered investment advisor and does not provide investment advice or research concerning securities, make recommendations concerning securities or otherwise solicit securities transactions. Investments are self-directed, and HSA owners should read the prospectus carefully and consider their individual financial situation, goals and objectives along with the fund's investment objectives, risks, charges, expenses and fees before investing.
All Optum trademarks and logos are owned by Optum. All other brand or product names are trademarks or registered marks of their respective owners. Because we are continually improving our products and services, Optum reserves the right to change specifications without prior notice. Optum is an equal opportunity employer.
Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value| Not Insured by Any Federal Government Agency