Use our innovative tools and services to find the best options and strategies to help keep the money you've saved working for you.
With a focus on monthly income in retirement, we strive to help people replace — for life — the income they made while working
This innovative approach, combined with our unique offerings and commitment to service excellence, has earned the trust of more than 8 million retirement plan participants.1
We offer a total retirement experience including financial offerings beyond employer-sponsored workplace savings plans; and advisory services provided by Advised Assets Group, LLC (AAG), a federally registered investment adviser.
Explore a more holistic approach to help you to and through retirement, including rollover and roll-in services, annuities and IRA options.
An Empower Investment Account allows you to continue investing if you’ve reached the contribution limits in your retirement accounts or if you have other financial goals you’d like to work toward.
1 As of March 31, 2018. Information refers to all retirement businesses of Great-West Life & Annuity Insurance Company and its subsidiaries and affiliates, including Great-West Life & Annuity Insurance Company of New York, marketed under the Empower Retirement brand.
2 Based on total defined contribution plan participants. PLANSPONSOR magazine, June 2017
Not all product offerings and services are available for all retirement plans. Please contact your employer to determine what is available to you.
Securities available through Empower Brokerage are offered by GWFS Equities, Inc., Member FINRA/SIPC and a subsidiary of Great-West Life & Annuity Insurance Company. Clearing, settlement, custody and other brokerage services are provided by Pershing LLC, Member FINRA/NYSE/SIPC and a wholly owned subsidiary of The Bank of New York Mellon Corporation. Additional information may be obtained by calling 877-788-6261. GWFS and Pershing are separate and unaffiliated brokerage firms. Accounts are subject to review and approval of GWFS.
Products not guaranteed disclosure Brokerage Products: NOT FDIC INSURED | NO BANK GUARANTEE | MAY LOSE VALUE
By electing Empower HSA, plan participants are contracting directly with Optum and its affiliates OptumHealth Financial Services, Inc., for this service. Great West Life & Annuity Insurance Company (GWL&A), or its subsidiaries or affiliates, is not responsible for the services offered by Optum. GWL&A, including its broker dealer subsidiary GWFS Equities, Inc. is not affiliated with Optum.
Not all features are currently available. Some features are under consideration and/or in development. Presented for discussion purposes; non-binding and subject to change without notice.
Health savings accounts (HSAs) are individual accounts offered or administered by Optum Bank® , Member FDIC, and are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account.
Investments are not FDIC insured, are not guaranteed by Optum Bank®, and may lose value.
The content of this communication is not intended as legal, investment or tax advice. Optum Bank is not a broker-dealer or registered investment advisor and does not provide investment advice or research concerning securities, make recommendations concerning securities or otherwise solicit securities transactions. Investments are self-directed, and HSA owners should read the prospectus carefully and consider their individual financial situation, goals and objectives along with the fund's investment objectives, risks, charges, expenses and fees before investing.
All Optum trademarks and logos are owned by Optum. All other brand or product names are trademarks or registered marks of their respective owners. Because we are continually improving our products and services, Optum reserves the right to change specifications without prior notice. Optum is an equal opportunity employer.
Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value| Not Insured by Any Federal Government Agency